The financial community is faced with the worst economic conditions in decades. It is vital now more than ever to seek ways to cut costs, retain customers, improve business processes, and demonstrate a positive return on investment to stakeholders. Securing a financial services network environment can be a daunting challenge. At issue is not only meeting the basic business requirement of ensuring that a customer’s financial information remains private and secure, but to do so in accordance with the variety of industry and government regulations. Companies are required to prove their compliance with these regulations and will be held liable for their failure to do so

Security breaches can have a far-reaching impact to not only a company’s finances, but to their reputation as well. There is an expectation from customers, employees, and partners—anyone that entrusts a company with their sensitive information—that this information will be protected. Financial organizations must consider all of the potential damage that can be done to their business if sensitive data is lost or stolen―lawsuits, negative publicity, loss of sales and customer confidence, and permanently tarnished reputations.

It is, therefore, essential that financial services providers take a proactive approach to identifying potential cyber attack threats and the areas of vulnerability within their own infrastructure. To aid in this process, this paper will provide insight into the top five threats to the online banking in the financial services industry and recommend solutions for a defense that not only provides a secure transaction environment for customers but also satisfies stringent government and industry compliance regulations.

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Principales Amenazas a la Banca en Línea

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Principais ameaças a operações bancárias on-line